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Legal
Terms & Conditions of Use
PLEASE READ
THESE TERMS OF USE AND LEGAL DISCLAIMER CAREFULLY BEFORE USING THIS
SITE. BY USING THE SITE, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS OF
USE. IF YOU DO NO AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS
SITE.
- The International Health Insurance.info SM web
site (the "Web Sites") is owned and operated by TFG Global
Insurance Solutions Ltd. ("TFG"). No material from the Web Sites
may be copied, reproduced, down loaded, uploaded, modified, sold,
displayed published, republished, posted, transmitted distributed,
incorporated into another work or otherwise dealt with or exploited
except as expressly authorized by TFG in writing. Without limiting the
foregoing, any use or modification of the content of the Web Sites is
strictly prohibited. Notwithstanding the foregoing, visitors to the
Web Sites may print or download the information contained on the Web
Sites for their own personal and non-commercial use only and on the
condition that they indemnify and hold harmless David G. Tompkins and
TFG from and against all manner of claims, suits, demands, damages,
costs, and consequences of such use. These terms and conditions
may be updated by TFG from time to time without notice to you.
- The information and content contained in the Web Sites is intended
for general informational purposes only. It is not intended to
constitute, insurance, legal , financial, tax or any other
professional advice or services. You should consult a qualified
professional advisor before making any decision relating to the
information contained in the Web Sites.
- Much of the information contained on the Web Sites has been
compiled from third party sources. Accordingly, TFG makes no
representation or warranty concerning the accuracy of the information
and content contained in the Web Sites. The information and content is
provided strictly on an "as is" basis. TFG expressly disclaims all
warranties whether express, implied or statutory, to the greatest
extent permissible by law, including, but not limited, all warranties
of accuracy, completeness, merchantability, performance, and fitness
for a particular purpose. All information should be verified
directly with TFG prior to your acting in reliance upon it.
- DAVID G. TOMPKINS AND TFG EACH HEREBY EXPRESSLY DISCLAIM FOR
THEMSELVES AND THEIR RESPECTIVE EMPLOYEES, SUCCESSORS, HEIRS,
AFFILIATES AND AGENTS, ANY AND ALL LIABILITY FOR ANY DAMAGES OR LOSS
SUFFERED BY YOU, OR BY ANY OTHER PERSON, AS A RESULT OF YOUR USE OF
THE INFORMATION AND CONTENT CONTAINED ON THE WEB SITES INCLUDING, BUT
NOT LIMITED TO, ANY CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY AND
GENERAL DAMAGES WHETHER OR NOT THEY HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES.
- All links between the Web Sites and other sites are owned, managed
and maintained by independent third parties. As such sites are outside
of the control of TFG, TFG makes no representations or warranties
regarding the accuracy, completeness or any other aspect of the
content of such sites or the advertising, services or products offered
or sold by way of such sites. Furthermore, TFG does not endorse such
sites nor any advertising, services or products offered by way of such
sites. You further agree that TGF is in no way responsible for the
content or availability of such sites. YOU EXPRESSLY AGREE THAT TFG
WILL IN NO WAY, DIRECTLY OR INDIRECTLY, BE LEGALLY LIABLE FOR ANY
CONTENT, ADVERTISING, PRODUCTS, SERVICES OR OTHER MATERIALS AVAILABLE
ON OR BY WAY OF SUCH SITES, NOR FOR ANY LOSS OR DAMAGES RESULTING FROM
OR RELATED TO SUCH CONTENT, ADVERTISING, PRODUCTS, SERVICES OR OTHER
MATERIALS OR YOUR USE THEREOF OR RELIANCE THEREON.
- Nothing contained in the Web Sites should be construed as a
solicitation, offer to sell or contract of any kind. Purchasers of
insurance products should check their local laws before buying any
insurance product.
- Complete details of the benefits and plans available through TFG
are contained in the policies, schedules and endorsements of the
particular plans and can be obtained from TFG without charge upon
request.
- You agree to direct all inquiries regarding claims under policies
arranged by TFG to the insurance company that issued your policy. All
contracts & claims are negotiated directly between the client and the
insurer or administrator wherever applicable.
- Some of the products and services described or
advertised on this site may not be available to residents of certain
jurisdictions, depending on regulatory constraints, including Canada
and the U.S. Please contact Expat Financial
sm for more information about your
specific jurisdiction. The international coverage is NOT available to
residents in British Columbia.
- All Premiums must be sent directly to the
insurer and payable directly to the insurer. Your insurance contracts
are with the insurer, not International Health Insurance.info or TFG
Global Insurance Solutions Ltd.
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